Changenow — Terms

Acceptance of Terms

By accessing or using the services provided at changenow.io, you agree to be bound by these Terms of Service in their entirety. If you do not agree with any provision of these terms, you must discontinue use of the platform immediately. These terms constitute a legally binding agreement between you and the operators of this crypto swap service. The service reserves the right to modify these terms at any time, and your continued use of the platform following any such modification constitutes your acceptance of the updated terms. It is your responsibility to review these terms periodically to ensure you remain in agreement with the current version.

Eligibility to Use Changenow

Access to and use of this exchange is available only to individuals who are at least 18 years of age and have the legal capacity to enter into binding contracts in their jurisdiction. By using the platform, you represent and warrant that you meet these requirements. Residents of certain jurisdictions where the operation of cryptocurrency exchange services is prohibited or restricted by local law are not eligible to use the service and must refrain from doing so. The platform makes no representations that its services are appropriate or available for use in all locations, and it is your responsibility to ensure compliance with local laws before initiating any transaction.

Account Terms and Registration-Free Use

One of the defining features of this service is that it does not require users to create an account to initiate a swap. You may use the platform's core functionality without registering, providing a username, or submitting personal identification documents under standard conditions. However, by using the service, you agree not to use it in a manner that circumvents applicable anti-money laundering or counter-terrorism financing obligations. In rare cases where a transaction triggers compliance thresholds set by law, the platform may request additional information before completing the swap. Failure to provide required information in such circumstances may result in the transaction being placed on hold or declined.

Use of Service

You are granted a limited, non-exclusive, non-transferable license to access and use this crypto exchange for the purpose of exchanging cryptocurrency for personal or business use in accordance with these terms. The service must be used only for lawful purposes and in accordance with all applicable local, national, and international laws and regulations. You agree not to use automated tools, bots, or scripts to access or interact with the platform in ways that were not expressly intended or authorized. The platform reserves the right to throttle, limit, or suspend access for any user or IP address that appears to be engaging in abusive or disruptive usage patterns.

Intellectual Property Rights

All content, branding, software, interface designs, logos, text, and other materials displayed on changenow.io are the intellectual property of the platform's operators or their licensors and are protected by applicable copyright, trademark, and other intellectual property laws. Users are granted no ownership interest in any of these materials by virtue of using the service. You may not reproduce, distribute, modify, or create derivative works from any content on the platform without explicit prior written permission. The Changenow name and associated trademarks may not be used in connection with any product, service, or communication in a manner that is likely to cause confusion or imply endorsement without authorization.

Prohibited Conduct on Changenow

Users of this exchange are strictly prohibited from engaging in certain behaviors that harm the platform, other users, or the broader financial ecosystem. Prohibited conduct includes using the service to launder money, finance terrorism, evade sanctions, or conduct any other activity that violates applicable law. It is also forbidden to attempt to gain unauthorized access to the platform's systems, reverse-engineer its software, or interfere with its operation through denial-of-service attacks or similar means. Users may not misrepresent their identity, provide false information during compliance checks, or use the service on behalf of a sanctioned individual or entity. Violations of these prohibitions may result in immediate suspension and reporting to relevant authorities.

Disclaimers

The service is provided on an 'as is' and 'as available' basis without warranties of any kind, either express or implied. The platform makes no warranty that the service will be uninterrupted, error-free, or free of viruses or other harmful components. Cryptocurrency markets are inherently volatile, and the exchange rates displayed are indicative and subject to change until a transaction is confirmed. The platform does not guarantee any specific outcome from using the service, including the completion of any particular transaction at any quoted rate. Users acknowledge that cryptocurrency exchange involves significant financial risk and that past performance of any asset does not guarantee future results.

Limitation of Liability

To the fullest extent permitted by applicable law, the operators of this platform shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the service. This limitation applies regardless of whether such damages were foreseeable and whether the platform was advised of the possibility of such damages. The total aggregate liability of the service to any user for any claims arising under these terms shall not exceed the value of the transaction giving rise to the claim. Some jurisdictions do not allow certain limitations of liability, so these limitations may not apply to you in full depending on your location.

Indemnification

You agree to indemnify, defend, and hold harmless the operators of this crypto swap service, including their officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the platform. This indemnification obligation covers claims arising from your violation of these terms, your infringement of any third-party rights, your violation of applicable law, or any transaction you initiate through the service. This indemnification obligation will survive the termination of your relationship with the platform and these terms.

Dispute Resolution

In the event of a dispute between you and the operators of this exchange, both parties agree to first attempt to resolve the matter through good-faith negotiation. If negotiation does not resolve the dispute within 30 days, either party may submit the matter to binding arbitration in accordance with the rules of a mutually agreed-upon arbitration body. The arbitration shall be conducted in English, and the arbitrator's decision shall be final and binding. Users in certain jurisdictions may have the right to bring claims in local courts for small disputes, and nothing in this section is intended to waive rights that cannot be waived by contract under applicable law.

Termination

The platform reserves the right to suspend or terminate access to its services for any user who violates these terms, engages in prohibited conduct, or poses a risk to the integrity of the service or other users. Termination may occur without prior notice in cases where immediate action is necessary to prevent harm. Because the service does not require account registration, termination is typically implemented at the technical level through IP restriction or transaction-level intervention. Upon termination, your right to use the service ceases immediately. Any provisions of these terms that by their nature should survive termination, including indemnification, limitation of liability, and dispute resolution clauses, will continue to apply after termination.

Changes to These Terms

The operators of this platform reserve the right to modify these Terms of Service at any time and for any reason, including to reflect changes in applicable law, business practices, or the features offered by the service. Updated terms will be posted on changenow.io with a revised effective date, and material changes will be highlighted through a notice on the website. Your continued use of the platform after the effective date of any change constitutes your agreement to the updated terms. If you do not agree with a change to these terms, your only recourse is to stop using the service. Users are encouraged to check this page regularly to stay current with the terms governing their use of the exchange.